How much does Shopify take?
An independent calculator, not Shopify: nothing to sign in to and nothing to pay here. Enter a sale amount and read the fees.
On a $100.00 sale with the default settings, Shopify takes $3.20 and you keep $96.80 — an effective rate of 3.20%. With Shopify Payments, online card payments cost 2.9% + 30¢ on Basic, 2.7% on Grow and 2.5% on Advanced (premium cards 3.5%/3.3%/3.1%), in person 2.6%/2.5%/2.4% + 10¢, plus 1% for cards issued outside the US. Using another payment provider adds Shopify's 2%/1%/0.6% transaction fee on top of that provider's charges. Plans are $39/$105/$399 a month.
| Sale | Fees | You keep | Effective rate |
|---|---|---|---|
| $10.00 | $0.59 | $9.41 | 5.90% |
| $25.00 | $1.03 | $23.97 | 4.12% |
| $50.00 | $1.75 | $48.25 | 3.50% |
| $100.00 | $3.20 | $96.80 | 3.20% |
| $250.00 | $7.55 | $242.45 | 3.02% |
| $500.00 | $14.80 | $485.20 | 2.96% |
| $1,000.00 | $29.30 | $970.70 | 2.93% |
Open the Shopify calculator → for your own price, shipping, category and options.
How the fee is built
Two separate fees. (1) Shopify Payments card processing: fee = rate x amount + fixed cents, charged when you capture payment; the rate depends on plan (Basic / Grow / Advanced / Plus) and channel — online standard cards 2.9% / 2.7% / 2.5% (+ 30¢), online premium cards (commercial/corporate/business cards and all domestic Amex) 3.5% / 3.3% / 3.1% (+ 30¢), in-person cards 2.6% / 2.5% / 2.4% (+ 10¢), in-person manual entry 3.5% + 10¢ on every plan; cards issued outside the US add 1% ('cross-border fee'); paying in a non-payout currency adds a 1.5% currency conversion fee (US). The loaded pages do not itemize the base for card fees beyond 'the payment for an order' (i.e. the captured order amount). (2) Third-party transaction fee, charged by Shopify only when a third-party payment provider processes the payment (or on the store-credit/gift-card portion for stores created on or after May 12, 2025): 2% / 1% / 0.6% / 0.2% of [(cost of products - discounts) + tax + shipping charges]; waived entirely when Shopify Payments is the sole provider; if Shopify Payments runs alongside a third-party provider, Shopify Payments transactions also carry a 1.25% premium. Neither card fees nor third-party fees are returned on refunds. No rounding rule is published.
In Shopify's own words
- Try 3 days free, then $1/month for 3 months.
- | Pay monthly | $39 USD/mo | $105 USD/mo | $399 USD/mo | Starts at $2,300 USD/mo |
- | Pay yearly | $29 USD/mo | $79 USD/mo | $299 USD/mo | Not included |
- Basic $29/mo For solo entrepreneurs
- Grow $79/mo For small teams
- Advanced $299/mo For global reach
- Plus from $2,300/mo For complex businesses Try for $399
- Card rates from 2.9% + 30¢ USD
Source: Shopify Pricing — You've got plans. Us too. (USA | English) · Shopify Help Center — Shopify Payments fees · Shopify Help Center — Shopify Payments rates in the United States by card type · Shopify Help Center — Third-party transaction fees on your Shopify bills · Shopify Help Center — Pricing plans and billing overview · Shopify Help Center — Viewing your Shopify Payments payout fees · Shopify Help Center — Understanding domestic, international, and EEA credit cards · Shopify Help Center — Fees and costs (selling in local currencies).
Sponsored link
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